Is Your Cottage Insurance Keeping Up With Your Renovations?

Anthea Personal Property Insurance

It wasn’t so long ago that families enjoyed summer living at their rustic cabins and cottages. Wood frame dwellings with screen doors that usually didn’t keep the mosquitoes out. Reading books by lantern because there wasn’t electricity. Meals cooked over campfires followed by an evening of songs around that same campfire. Today when people plan a weekend or vacation at …

Will Your Mortgage Insurance Protect You?

Anthea Personal Property Insurance

The Unsettling Reality of Mortgage Insurance Do you have mortgage insurance purchased through a bank or trust company? Your coverage may not be as secure as you think. As reported on CBC’s Marketplace, the bank staff selling mortgage insurance are unlicensed and are rarely trained to explain the details and legalities of insurance products. As a result, consumers like you …

Home Renovations – Make Sure You’re Protected from Risks

Anthea Personal Property Insurance

For many of us, our home is our most valuable asset. Before starting any renovation, talk to us, and we’ll make sure you are protected against financial loss should an accident or an injury take place during the project. Even though your house is adequately insured, your risks change once your home becomes a construction site. When a contractor works …

How To Reduce Your Property Insurance

Anthea Personal Property Insurance

When it comes to reducing your property insurance there are numerous discounts available from insurance companies. Some are automatically applied to your policy, while others are not. Examine your policy to see if you presently receive any discounts. If you don’t, ask us what special offers may be available to you. Below is a list of common discounts that you …

Home Insurance

How Much Home Insurance Do I Need?

Anthea Personal Property Insurance

A home is likely the largest and most valuable physical asset an individual will ever insure. Because of this, it only makes sense that it would be very important to make sure that if the unthinkable happens, that your most prized possession is fully insured. Factors Influencing the Cost of Your Home Insurance Home insurance is based on the rebuilding …

How To Accurately Estimate The Value Of Your Belongings

Anthea Personal Property Insurance

When purchasing renter’s or home insurance, you need to know the value of your possessions in order to purchase the right amount of coverage. However, studies show that most people do not know how to properly estimate the true value of everything they own, and are subsequently finding themselves sorely underinsured when disaster strikes. Do You Have Enough Home/Renter’s Coverage? …

Marijuana Grow Houses: Not Ideal Neighbours

Anthea Personal Property Insurance

It’s not possible that a house in your neighbourhood could be used for growing marijuana – Is it? There are estimated to be 50,000 marijuana grow houses in Canada. Although they can exist in any neighbourhood, organized growers seem to prefer to rent larger homes in quiet areas with unfinished basements. Now do you think it’s possible that you could …

How Do Homeowner Insurance Claims Work?

Anthea Personal Property Insurance

Filing a Homeowners Insurance Claim Home insurance is one of those things that everyone needs, but no one hopes to use. If you’ve experienced a property loss, whether by fire, water damage or theft, you know it can be stressful. As your Broker, it’s our job to guide you through the claims process; to help you achieve a fair settlement …