Home Business Insurance

Home Business Insurance

​Don't Assume You're Already Covered

Many home-based businesses are either under-insured because the owners thought their business activities were covered under their homeowner’s policy.

If you run a business out of your home, don’t automatically assume your Homeowners, Condominium, or Tenant’s policy has you covered. It doesn’t. In fact, unless your insurance company is aware of your home-based business, you may even void your home policy. Watch our video here to learn more.

As a business owner, you are exposed to insurance risks that aren’t covered by your homeowner’s policy.


  • A stolen computer or other property
  • Personal injury lawsuits (e.g. a delivery person slips and falls when delivering a package)
  • A house fire burns down your house

Each of these examples may leave you unprotected if you don’t have proper Home-Based Business insurance. Fortunately, it’s easy and affordable to protect yourself and your business by adding Home-Based Business extension to your property policy. 

home-based businesses

Testimonial from Juanita Saulnier-Maharaj

"Your broker went above and beyond in providing customer service. By request, she agreed to extensively review home and auto policy options with me for my own benefit. This demonstrated her competence giving me peace of mind and trust in her. I've since switched both of those policies to Mumby Insurance.

Your broker is absolutely great to talk to always patient and attentive."