Below you'll find a list of all posts that have been categorized as “Personal Property Insurance”
Water sports, relaxing in the sun and splashing in the water are great ways to make memories with family and friends. Sea lovers must be careful near the marina and dock, though, to ensure that their getaways are safe ones. If you are hitting the open water this season, don’t forget these safety tips! Docking Tips Use forward and reverse …
High humidity is a common problem in many parts of Canada in the summer. However, it doesn’t become a real issue until it permeates your home, causing mould growth and subsequent health problems for you and your family. Moulds are organisms that break down animal matter and dead plants. To reproduce, mould develops spores, which are not visible to the …
Nothing beats roasted marshmallows and scary ghost stories around a crackling fire on a warm summer evening. But with this camping and cottage tradition, comes the need for increased safety. Keep these points in mind to minimize campfire dangers. Camp Fire Safety Tips Never build a campfire on a windy day. Sparks and embers can travel quite a distance and …
What’s the Distinction Between a Flood and a Sewer Back-up? Do you know the difference between a flood and a sewer back-up? If not, you’re not alone. Making this distinction can be helpful in understanding the insurance claim process. Here’s how to tell the difference. Flooding A flood can be caused by spring run-off, melting snow, an overflowing river, lake …
Filing a Homeowners Insurance Claim Home insurance is one of those things that everyone needs, but no one hopes to use. If you’ve experienced a property loss, whether by fire, water damage or theft, you know it can be stressful. As your Broker, it’s our job to guide you through the claims process; to help you achieve a fair settlement …
Insuring Valuables: How to Protect Your High Value Items Do you own any valuable possessions that you would be devastated to lose? It’s unlikely that you own anything as extravagant as these top jewels in the video below, but that doesn’t mean what you haven’t isn’t valuable to you and worth protecting. When to Get a Scheduled Articles Floater If …
Your GPS Can Put You At Risk for Robbery Did you know that owning GPS technology could increase your risk of home robbery? A thief can steal your car in as little as two minutes. A smash and grab robbery can happen in seconds. If your car has a GPS device with your home address programmed into it, a thief …
Home Renovation Insurance Whenever we write a home insurance policy, we ask you a number of questions to assist you in determining the cost to rebuild your dwelling. If you are planning to undergo renovations that will increase the value of your home, you should let us know so your insurance coverage can keep pace with the improvements. When To …
Why You Need to Check Your Heating Fuel Tank Heating oil is a dangerous substance. If it escapes from your premises, it’s your responsibility. Legally, you will be considered negligent and held liable for any damage done to the property of others, not to mention the cost and inconvenience of cleaning up your own property. These costs can be as …
Your guests have departed, and the dishes are cleared away. It’s time to turn out the Christmas tree lights and go to bed. But have you forgotten something? What if one of your guests accidentally dropped a cigarette between the cushions on the couch where it could smoulder undetected for hours? The first you may know of it is when …