How Does Key Person Life Insurance Work?

Anthea Business Insurance

PROTECT YOUR KEY ASSETS! Most organizations employ at least one individual who is essential to the company’s success. This person may be a partner, a majority stockholder or an individual with expertise that is unmatched throughout the rest of the company. If this person’s exit from the company is planned, such as retirement or voluntary termination, then you can prepare …

Life Insurance Premiums

How Your Life Insurance Premiums Are Calculated

Anthea Personal Life Insurance

Calculating Life Insurance Premiums When applying for life insurance, the insurer will determine your health status based on your age, gender and overall health. Since women statistically live longer than men, their premiums are lower. Plus, younger people have lower premiums because they typically have a longer period of time to pay their premiums and tend to have less health …

Protecting Yourself, The Golden Goose

Anthea Critical Illness

The Game of Risk: without the Golden Goose, there are no Golden Eggs. Oh, those Golden Eggs we treasure! Insurance is all about managing risk. As consumers, we identify our risks in terms of our valuable assets that might be damaged and we buy insurance to mitigate these risks. We never forget to protect our Golden Eggs! For example: You …